Never wise to lie, especially about property improvements. 

Why not just get accurate pricing since its a property you already own? 

If you turn any two "bonus rooms" (rec room, office, formal dining room) into two more bedrooms, then you're at $5,950+ per month—a 138% increase in rental income.Now, imagine scaling this across multiple properties while keeping lower upfront costs compared to multifamily properties.

Quote from @Jason Malabute: Since the rental contract didn’t begin until January 1, 2025, the IRS would generally consider the property a rental property starting in 2025, not 2024.

- If you are putting an offer in on a property to get that property under contract, part of the contract is that you put up earnest money.

Personally, I invest in properties in C-Class neighborhoods in my market (East Linden and Southern Hilltop), and they’ve been cash-flowing well so far.

Does anyone know of a dscr lender that will allow for seasoned money for a down payment and a really good property manager in Ohio specifically in Columbus, Cin, and Cleveland?  

It's a range and depends on the property type, location, end condition and rental strategy. 

How long ago did you purchase the property?

I personally have a separate account for each property I own.