Personally I'm against these types of programs, especially 5-figure ones.

So I say selling is most likely your best course but regardless, to grow your portfolio stop doing 15yr terms. 

A $24 per year increase, per $100k purchase price.2) The average year over year appreciation in San Diego for the past 30 years is ~6%, there will always be annual fluctuations, last year we did ~10%, but without a crystal ball, no one can say for certain.3) Your interest rate is only a starting point. every year the interest you pay will decrease, and the principal you pay will increase.

Quote from @James Boreno: One of my SFH caught on fire and I'm in the process of selling it to a contractor.

One thing I would suggest is if you start getting some consistent bookings do not jack your prices up over 15% as a new listing.

Also pet rent is now capped at $25/month.Thank you for the update, I believe the security deposit for leases signed after October 1, 2024 is maxed at one month (including any pet deposits which must be refundable).

Quote from @Ryan Konen: Here is one you can use https://eforms.com/eviction/nc/north-carolina-10-day-notice-to-quit-form-non-payment-of-rent/#:~:text=A%20North%20Carolina%2010%2Dday,else%20face%20an%20eviction%20proceeding. 

A FHA 203k Loan is where the purchase price and rehab costs are rolled into a single loan.The downside of using FHA or a FHA 203k is you will need to live there, for a minimum of one year (to satisfy FHA Requirements); AND because you closed personally, you will not have Asset Protection, in the form of closing in the name of a LLC.

Contact a local closing attorney as they may have one for you to use. 

Real estate is always evolving, and what works in one market might not work in another.