I think B is going to be the star performer, followed by A.Property Expense Ratio: Probably looking more in the 40-45% as opposed to 50-55%.I don't factor too much weight to this measurement. 

Maybe an AL expert can help, but I think you could do better than 1% and that's not factoring in your upkeep costs as well.

Can you handle the upkeep and expenses on these properties as well as your own personal expenses?  

I just bought my first property and I am trying to figure out how to manage my maintenance for upkeep systems.

The difference between the two are that the special form has coverage for Theft, Water Damage and Weight of Snow Ice and Sleet.

Although the climate is dry paint and wood can create dry rot and upkeep as you stated is a pain.

In the 1960's and 1970'swe used to measure the quality of paint by the weight of the can! 

We removed a lot of weight from the existing chimney (probably close to 50% of its total weight) by removing the top portion but still question its structural integrity long term based on the decay of the base. 

HUD does not allow you to enlarge any windows or doors, add weight to the roof, or to replace any wall material with something heavier (for example, replacing paneling with drywall).

I understand giving applicants a break on the student loans and If I were renting and personally interviewing the applicants some consideration for exceptional applicants , but i’m curious to why you don’t put too much weight on credit in general.