Mass market analysis is alright for a preliminary search to vet properties but scouring the market is arguably just as quick and effective once you get good at it.Knowing how to search on Zillow or Realtor is already going to discredit 90%+ of places, then a two second look at a listing will discredit another 90%+, meaning the cream of the crop will rise in a matter of minutes, regardless of how you're searching when you equip yourself with the right tools.Here's my beef with mass market: it's good but it misses things.  

Minimum credit score is 600No prior evictions, suitable past rent history and positive landlord referenceWe perform a credit check, criminal background check, employment verification and rental history verification on every applicant*This list and any information on this page is provided for informational purposes only, please refer to the latest application for the most up-to-date rules Rental History Criteria:At this property we require that the tenant(s) have 0 evictions on record.

I call my rental houses "bullet proof cream puffs" which they are when I'm done with them. 

@Joe Rodriguez I’ve had good experiences with Coastway Credit Union (they were recently acquired and I think they have a new name now, but they still have the same people and a lot of local branches), BankNewport, BankRI, Webster Bank and Pawtucket Credit Union.In my experience the most important thing is to get at least two lenders competing with each other to give you the best rate; you’ll be amazed how they can shave off a little bit extra when they are trying to get your business and beat out a competitor.

If you attempt to narrow your tenant base to these types, you will limit your market and reduce the marketability of your rentals, everyone would like the cream of the crops of tenants, but your properties will have a lot to do with that.As to teaching your tenants, I agree that you need rules and at times carry a big stick, but pick you battles carefully.

Love the little downtown area...especially the drug store/ice cream shop, if it's still there. :)If you are interested in land investing, check out BP podcast 39 with @Seth Williams.

. Ownership of property that is held in the name of a limited liability company (LLC) or partnership where the borrower(s) have an individual or combined ownership in the LLC or partnership of 25% or more, regardless of the entity (or borrower) that is the obligor on the mortgage. Ownership of a property that is held in the name of an LLC or partnership where the borrower(s) have an individual or combined ownership in the LLC or partnership of less than 25% and the financing is in the name of the borrower. Ownership of a manufactured home and the land on which it is situated that is titled as real propertyType of Property Ownership NOT to include in Financed Property Count: Ownership of commercial real estate. Ownership of a multifamily property consisting of more than four dwelling units. Joint or total ownership of a property that is held in the name of a corporation or S-corporation, even if the borrower is the owner of the corporation and the financing is in the name of the corporation or S-corporation. Ownership in a timeshare. Ownership of a vacant (residential) lot. Ownership of a property that is held in the name of an LLC or partnership where the borrower(s) have an individual or combined ownership in the LLC or partnership of less than 25% and the financing is in the name of the LLC or partnership. Ownership of a manufactured home on a leasehold estate not titled as real property (chattel lien on the home).

Heck, it wasn't but a month ago that I replaced a fridge at 2:00am the same night for a guest that had a bunch of groceries and an ice cream cake for a 5 year old's birthday party that they didn't want to lose. 

Do you use the full method when first sorting properties or do you skip some steps at first to bring the cream to the top? 

I always leave a snack pack with microwave popcorn and a few chocolates, a few pieces of fresh fruit, some instant oatmeal, coffee, tea and cream.