I am not sorry that I did it however, the interest rate was like 28% and I don't want to be carrying that around for long.

Show the bank and the appraiser your itemized list of improvements with costs to help show the new value.

Or do you ALWAYS get the seller to carry?

While searching we are lining up all the other items needed to have the STR up and running day 1. 

But usually, so would a number of other items.  

i've been in analysis paralysis not wanting to squander this amazing cash out return I got on a property.I have been trying to figure out if i should look into loans and buying more property for less carry a mortgage and utilize that debt in the future, or just say screw it and buy a couple 100k-300k properties all cash and 1031 in 2-5 years.any input or guidance on helping me make my ADHD mind up would be great!

One other possibility- depending on the seller's situation, maybe they could carry a note for you in the short term with a balloon in six months? 

You still cannot benefit from pass through depreciation and carry forward losses to offset tax liabilities from their active source of income. 

Issues arise when borrowers feel blindsided with items or delays.

In fact when plaintiff's attorneys are completing discovery after a claim is filed, insurance policies that could be related to the underlying claim are the items most critical to their discovery process.Unfortunately there's a lot of services out there who play to investors fear and inability to articulate the risks they are protecting against and sell expensive asset management systems, suggest management LLCs' etc.