All Cash or Loan

[Kevin Goldman]

I have been sitting around and lost out on some multi families in the markets i'm looking at investing in.  I have about $1mil from a sale that I need to put to work.  I live in Los Angeles and do not want to buy in california.  I have been thinking about renting a place for myself and putting the $1 mil to work in real estate investments but diversified in markets, and direct syndication.  i've been in analysis paralysis not wanting to squander this amazing cash out return I got on a property.

I have been trying to figure out if i should look into loans and buying more property for less carry a mortgage and utilize that debt in the future, or just say screw it and buy a couple 100k-300k properties all cash and 1031 in 2-5 years.

any input or guidance on helping me make my ADHD mind up would be great!

I have an agent friend and investor helping me in Toledo Ohio as toledo has great cash flow opportunities.