@Oleg EnikI’m pretty much in the same boat ⛵️ as you.

I recall looking at boats with a buddy and the ones that made a journey across the ocean or during a storm were the ones considered sea worthy, not so much the newer boats as they had not yet been tested.

Being newly married, I didn't want to rock the boat that much, so I waited. 

Reporting from Phoenix/Scottsdale...Melanie And it will be golfing, hiking, partying, boating weather all winter long. ;-)

Sherin,An umbrella policy provides a limit of liability above your homeowners, personal auto, dwelling/fire (aka Landlord policy), boat, motorcycle, ATV...The umbrella policy responds when the limit of the underlying policy such as the Homeowners is exhausted by a claim.

I'm in the same boat, and wanting to roll in rental income to count towards my DTI.

im 33 as well....1 foot in HR and 1 Foot in real estate........I take HR contract jobs for a few months until this real estate thing is full time for me........I partnered on a flip and looks like wholesaling is taking off this month/year so far.......im in the same boat as you by tryna make this a full time thing.....and im in Indy too 

I'm in the same boat. 

Think farms, auto mechanics, small construction companies, welding shops,electricians, plumbers, boat mechanics all need entry level help around their shops.

I think you might be in the same boat, which is probably a sign of being an overachiever.Focus on getting a house hack going (that’s what I’m currently doing) because theoretically that should be an appreciating property where you can gain equity.Then learn about and move on to new properties and strategies!