Just say "that's interesting", as was suggested earlier, a number of times already.By the way, hi folks, I'm new here on this forum and this is my first contribution.

Therefore, in my opinion, we saw our share of people moving away and now a generation has passed on contributing to many of the recent articles about Pittsburgh's "declining" population.

Did that help contribute to the lower cost or is it typical in the area to have the pipes run outside with insulation?

In January of this year 3 of us started contributing $1k each month to an account.

Looking forward to connecting with others on the forums, continuing to learn, and contributing where I can.

This would be an alternative (and lower amount) to the predetermined amount they would contribute toward each semester of college tuition.

Things that have come to my mind are:Finding locations - how to pay and willing companies with space or charititys with space to make it affordableHow to advertise for interested membersDo I need a license to run a group of this sortWhen to consider charging membersWhat to do during these meetingThese are the things that have crossed my mind.

However you may want to explore the contribution of those stocks into a tax deferred account of some sort.  

I know there have been numerous recent apartment projects completed in the past 6-7 years which likely contributes to the available units.

.- We contribute the asset to a joint LLC that we createScenario #2:- He takes out a loan and buys the building for his own LLC.- He then sells me a portion of the LLC for $500K.I see some pros and cons to both scenarios, but I mainly want to make sure that I follow the established process.