Talk to everyone you encounter in your daily life.

I've encountered two extremes to HELOCs.

I'm not an investor, this was for my family and I to live in.I ended up paying full sticker for the 2nd thinking it was a 1st ($110K).

Based on the number of investors we know, and the market we have seen for HUD properties in Florida, we set up a "bidding machine" for investors that specifically targets HUD properties.We send weekly spreadsheets of ...

Also, confirm/speak to your lender so you can get certainty, it may also be something they've been encountering.

Maybe because I'm not encountering borrowers with enough steady (reported) income or credit to access their equity through a 2nd or heloc, even when they have 50% equity.

Tom would you be able to send me some areas that i may encounter Pre-review?

Because it takes repetition for people to remember things and you have to be top-of-mind when they encounter a potential client for you!

The advantage of FHA is that you can go in with 3.5% down regardless of legal unit count (1-4 units), however on 3-4 unit FHA properties you will encounter the FHA self sufficiency rule or SS rule. 

You are the first person I've encountered to say turning the existing house into a rental is going to have a crazy tax hit.