There is also significant grey area, subject to interpretation.

As shocked as I am to find this law; I'm also not confident to interpret it to my liking.

Only someone who needs attention and validation would interpret me going over my background (as a response to saying I was not an attorney) as comparing wholesaling to sex crimes.Keep the forum on track.

HMM never heard of that regarding criminals  https://calcivilrights.ca.gov/wp-content/uploads/sites/32/20...Using CA as an example:- not allowed to place a blanket ban based on criminal record- are not allowed to access certain forms of criminal records (arrests, post-trial diversions, sealed expunged records)- you are technically allowed to access conviction data and use it, but your interpretation of that data must comport perfectly with how CA wants you to interpret it (must have direct bearing, must have been recent enough etc)- even if you follow all of this perfectly, accessing the criminal records must not "have a discriminatory effect" so if certain special people are impacted you are still looking at liability.As a result of this legal minefield many just decide to forget looking at criminal or to find some other criteria.

I think I need to clarify or add more detail to my statements so they're not mis-interpreted or misunderstood.

Is there some room for creative interpretation?

An Administrative Interpretation is recommended for a building where a short-term rental will be located.

Building on @Nathan Gesner post:If I interpreted your post correctly and neither an estimated or final disposition has been mailed, return the entire deposit and fire your PM.

Expected NumbersBefore diving into the main financial data pieces to follow that move yields, a final, very important financial concept to cover is how the markets interpret data.

You will use conventional or FHA, but it's VERY hard to win in Northern NJ with an FHA loan on a multi just because most sellers interpret FHA as not having the money instead of an investment vehicle so that needs to be explained.You aren't going to learn much in an online underwriting course as most of those are for commercial properties and no one online can teach you how to underwrite a small multi in Northern NJ because the vacancy, cap ex, taxes, are all different.