I've considered a TV ad on a local station, print ads in a local paper and a couple of local magazines, park benches/bus stops ( in high traffic areas near my farm area), and facebook ads.  

Here is a link that explains what IRR is: http://www.investopedia.com/terms/i/irr.aspThis is a measure of the expected net present value generated by a series of cash flows over a given period of time.

It's been out of print for twenty years or more.It was only when he ventured into late night TV commercials that his Free & Clear stuff got him into trouble (probably because people had to get out of their pajamas and actually go do something). 

I don't watch TV. 

I'm not Minh Le, nor do I play him on TV, but would think Portland, Seattle, Austin, and Raleigh would fit that description, though prices have already run up in those markets, just not a high as SF.

- with a series of creative financing and holding your 4-5% appreciation schedule, you will have equity sooner than later, with limited cost of entry.

If I have a lot of extra time (usually at night if I'm watching TV), I'll look up all their info.

I'm not a CPA nor do I play one on TV but if I had to guess, with no LLC, and $50k W2 job, all $40k would be subject to SE.

Should you wish to change it, have a friend take a series of pictures of you against a plain background.

Although I suppose I could put 25% down on a million dollar apartment complex and show reserves still, I'm not sure whether it's best to buy one big complex or a series of four plexes.