This is a crazy time with so many that are or will be out of work, the debt going beyond belief (thanks we get to pass that down to our grand kids faster now), and who knows what else will happen.

Now in the grand scheme of things, those mistakes don't matter to banks with millions, billions, and trillions in assets.

Five grand could be a drop in the bucket as far as an oil spill goes .

@Darren LookerAnother way to do it is to add grandkids to grand parent accounts.

In the grand scheme of things it will do well for us and we have the funds to support it for a while in a really bad scenario.

Hi All - We're currently under contract to purchase a multifamily home in Grand Rapids.

I’m a insurance agent who recently helped a buddy get great coverage and saves close to 65 grand on his portfolio.

Keep in mind that 2k is nothing in the grand scheme of things, although it's going to sting for a bit. 

Think of the big picture - do you want to walk away from a great deal due to a few grand?

The real math should be how much is your interest reduced over the 3 years by paying down $20k, which if you are paying 5% ish now is in reality maybe 3% per year savings on $20k or $600 per year for a grand total of you saved $1,800 over 3 years.