If you've got a fat enough down payment, HML is of course also an option. 

We have a legitimate subprime auto loan bubble, wall street has securitized cell phone bills and rent payments, the stock market seems to have no place to go but down, incomes are not keeping up with home prices, Canada and Australia are facing housing downturns, foreign investors are bidding up high end homes, private commercial lenders seem to be spending big bucks on finding new customers and HGTV flip shows and investors are all over the place....

Real estate analysis is numbers, computer time looking up taxes flood plains, and cell phone time talking to people. 

Unfortunately, it's more like a Man Cell, not too big, lol@wendy @Wendy Vaidic How did I miss Zombie Apocalypse?  

So here is my question, why get a new cell phone every year?

Sales only phone.We have separate numbers for our business that are forwarded to my wife and my cell phone.

I'm sure you'd need a Bluetooth printer to your cell.

Im about to end my listing but dont want realtors calling me all day long, I have a million phone calls a day as an owner of multiple businesses and these guys are so pushy about getting the listings and call me at home,work,cell phone you name it.

I use equity as closing costs, down payment, and cash out the rest in a fat check at closing.

My question is... since I will incur expenses (local REI club dues, Bigger Pockets Pro, entertainment expenses while building a team, fuel while prospecting desirable localities for my target property type, maybe a separate cell number and PO Box for direct mail responses etc...) this year, but will most likely not purchase a property until 2017, am I able to deduct those expenses against my w2 earned income this year?