First, the water bill varies so much.

This will vary with the investor to whom the lender will ultimately sell the loan.

Unfortunately, this is no longer available in SC because of a new law prohibiting the use of public data for marketing.Luckily there are some new motivated seller lists that don't rely on this public data that are doing well for investors.

I don't rely on their listing service.

Bad parking that limits a parking spot does happen, but you can not rely on It.  

This is typically the civil procedure you'll see, but it can vary state to state.  

We use a YTDpaystub and last year’s W-2(s) to calculate income several different ways:Hourly or salary income calculated to a monthly amountYTD income divided by number of YTD monthsYTD + W-2(s) income divided by the corresponding number of monthsIf these numbers vary too much, then we investigate and require an acceptable Letter of Explanation.Employment StabilityUnless an applicant has exceptional credit, we strive to determine their stability of employment to make surethey’ll always be able to pay the rent on time.

I also think the rules vary whether you collect other tenants rent or not. 

Challenge: Getting the local rent 700 miles away which varies every few blocks or so. 

If I moved away from home and put myself in a new town where I had no connections and nothing to rely on but my own resources and skills, would that help me achieve a level of wisdom that I wouldn't have gotten living with my parents?