Also, what would the bank categorizes my old single family as now that I have a new single primary residence.Typically, when it is primary residence, the LTV can be between 85-95%.

@Curt Smith I like you’re thinking but use Quicken’s free Mint tool with a custom category hierarchy for the same purpose of tracking by house and auto-categorizing of expense types by Schedule E category.

Having your rental categorized as active income while your deductions stay passive will really suck.Good luck.

How I categorize area's for my own investment purposes.

Not sure if this would be categorized as "high", but I derived this simply from income replacement for my me and my wife.I live in a middle upper class suburban area of Los Angeles and cost of living is relatively high. 

Next, categorize your expenses as high, medium and low priority expenses.

This fallacy is categorized as a fallacy of inconsistency. 

If you're looking to track you net worth, categorized spending trends, cash flow, asset allocation, retirement planner etc. , check out Personal Capital.  

No hysteria or over reaction here but to insinuate that SSDI and disabled military veteran benefits are the new forms of welfare is an improper categorization.  

My advice is to choose whether or not you’re categorizing yourself as an investor or a landlord.