What if the institution just doesn't have an appetite to finance that type of asset anymore?  

How I do it is through selective screening and I have been 100% successful.By instituting certain screening standards it will naturally eliminate the vast majority of non target applicants.For example young couples with children will generally have lower credit scores. 

The note seller will probably require you to sign an NDA first.We buy in bulk by large trusted institutions but we also sometimes pull lien reports.

Push the 750 immediately to 725 and move the other up to the same over the next 8-12 months.Make sure you institute a annual rent increase going forward.

It either has to come from your own resources or be gifted to you.I suspect it works similarly in your area.That said, there will be folks who will tell you ways to circumvent this requirement ... and it happens routinely, but in the end the lender could pull the plug on you if discovered ... or worse, the words mortgage fraud can come into play as you will likely attest that the downpayment comes from your own resources.

I discovered BiggerPockets by chance a couple months ago and have been hooked on real estate investing ever since, listening to every podcast I can and devouring real estate books as time allows.

If the institution's require signed and notarized documents it may take 5-7business days.

I uncovered a multitude of issues (mainly cosmetic) but I have a couple of big ticket maintenance issues remaining - a slab drain leak (not supply) which was recently discovered and the home appears to need slight leveling (door jambs tight, small gap on brick outside). 

I was wondering if there was any institutions that you all would recommend.So far I’ve spoken to Navy Fed (their max is 100k) and Wells Fargo (their max is 60% of the property value).I’m based out of DC but originally from the Bay Area.

The advantage for other investors is they can bypass all the restrictions and demands of a lending institution.