You can buy it on Amazon but it's available at most hardware stores & if you buy in bulk you could save money buying from a distributor. 

@Mary Jay I Google "roth ira income limits" and then the tax year you'll get to something like this from the IRS or nerd wallet or wherever https://www.irs.gov/retirement-plans/plan-participant-employee/amount-of-roth-ira-contributions-that-you-can-make-for-2020I don't know what the penalty is because it is so easy to avoid, it's like looking at a speed limit sign, if you don't go over the limit on the sign you never get the joy of learning how much a speeding ticket costs. 

But, if I included a current picture, should I get it printed, like wallet-sized school pictures?)

We just bought our first duplex and repainted the cabinets and we are in the process of replacing the hardware.

For deciding what needs to be repaired as yourself if it is truly a problem (dripping faucet, broken door) or cosmetic (doesn't like the hardware on the kitchen, or the carpet). 

You can get more options for less than the hardware stores.If you are talking more than surface level, changing kitchen layout, removing walls, bathrooms, etc, then there is a much deeper understanding of space required. 

For cabinets, some nice and inexpensive hardware can change the look of a kitchen quickly.

We repainted the whole unit, everything was honey oak wood-wise, so we stained the doors, updated the hardware, stained the windows, and painted the fireplace and trim white.

I've called the bank, the town clerk, reached out to local hardware stores, googled, yelped, and I can't seem to get a lead on 4-5 contractors.

Window installer - the price seems right - I buy the windows from his daughter (she doesn’t own the company, just works in the window dept for the local hardware store) he installs them for $100 each.What I don’t have:1.