How have they accounted for reserves / contingency when things don't go as planned. 

They provide all the solutions one could ask. 

Can the agent provide comps?

Did you have to jump through so many hoops and provide this level of personal information?

I think most successful investors would tell you that, while you need to take tax into account in your decisions, you shouldn't make a decision based on that alone.

It appears these investors merely provided unsecured loans to RAD who in turn purportedly made loans, although its unclear if that ever happened.

If we had hundreds of loans out, we’d have enough monthly income to aggregate the payments into additional loans—but we don’t.If you do this, your note will have to have a compounding clause in it, provided by your lending attorney.

That also plays a major role in what to do. end of day stocks and real estate over time provide the same return on average - so it is really based on the individual, their experience and desire Thank you. 

Do people take those credentials home with them and continue using your account. 

It forces me to call VRBO to reset the account but luckily they are easy to get a hold of and fix.