In a modern house without any character, I think it is beneficial to have a mostly open concept for public rooms, Of course if there is room for a living room and a family room, one should be separate and more of a hangout space. 

I don't know Rod at all, but he talks the talk as far as character, values, mindset, relationships, leverage, and one's "big why".

The majority of existing houses were built in the 1930s, contributing to the unique character of the neighborhood.

Having a good judge of character is important here too, but again not a guarantee. 

It was both, but knowing how they treat property is also a good indication of character despite a poor credit rating

I’ve found that I’m a pretty good judge of character and can get a good feel for how well the prospective tenants will fit in with me.

Adversity that can be overcome builds strength and character.

The majority of existing houses were built in the 1930s, contributing to the unique character of the neighborhood.

I think you add it all up and... it doesn't add up to anything.I just finished reading Going Infinite, about SBF, and the Cult of We, about Adam Neumann.A lot of "smart" people, without any coercion or manipulation, were happy to hand over millions / hundreds of millions / billions of dollars to those two characters. 

. - First and foremost, and not unique to Indy, obviously interest rates have been the main character in the story for anyone looking to buy.