I haven't seen any statistics to this effect and I don't think any has necessarily been compiled but I bet I wouldn't exaggerate if I state that 95% of the value of real estate in Southern Spain or at least the province of Andalucia is in the Costa del Sol.

I would say for most people, the 1st position heloc is no a good bet, especially if you have a 1st mortgage rate of less than 5%.Using this strategy with a 2nd position heloc can be just as powerful, so you can have your cake and eat it too!

Real estate for the last four years was betting on red or black but the ball was fixed to win as it was nearly impossible to lose.

(I know a lot of investors who are doing this, but I've been surprised to find out that it's a new concept that others haven't considered.)The more units, the better in this scenario because you can hedge your bets with more units.

Relatively low cost means you aren’t betting the farm—really just your down payment.

I am betting a lot of media is going to be coming out of how under insured people were because to be fully covered was "too expensive".

To confirm my recommendation ask him for references at his current developments, I bet he won’t give you names and will make up an excuse!

Your best bet would be to find a portfolio lender whose niche aligns with your investment strategy. 

Also your plans may change during the next 3-4 years while you’re in school so sitting tight and building your nest egg may be the best bet until you graduate.

In my opinion, that is a riskier bet because you have to have a big pile of cash for contingencies.