Creative Financing for 2025

[Ken M.]

What does the surge in 2024 of newbies (inexperienced & making mistakes) doing creative financing purchases, mean for 2025? I think a new administration brings new ideas and new people. They may take an interest.

Some of those people might actually be more aggressive about enforcing existing laws. Everyone wants to look good and impress the boss. 

I've read a lot of bad information on how some gurus are promoting techniques that are flawed at best, fraud at worst. But, they are very popular gurus and are making a lot of money teaching their "classes" and groups. They are unlikely to quit. 

Make sure you thoroughly know how the regulators view the way things are being done, before committing to a "creative financing" technique. The gurus apparently aren't savvy enough to teach how to avoid trouble.

It could end up being like a cowboy fest campfire dinner of beans from the old chuck wagon. Everything suddenly makes a loud & notable entrance. 

[Chris Seveney]

Quote from @Ken M.:

What does the surge in 2024 of newbies (inexperienced & making mistakes) doing creative financing purchases, mean for 2025? I think a new administration brings new ideas and new people. They may take an interest.

Some of those people might actually be more aggressive about enforcing existing laws. Everyone wants to look good and impress the boss. 

I've read a lot of bad information on how some gurus are promoting techniques that are flawed at best, fraud at worst. But, they are very popular gurus and are making a lot of money teaching their "classes" and groups. They are unlikely to quit. 

Make sure you thoroughly know how the regulators view the way things are being done, before committing to a "creative financing" technique. The gurus apparently aren't savvy enough to teach how to avoid trouble.

It could end up being like a cowboy fest campfire dinner of beans from the old chuck wagon. Everything suddenly makes a loud & notable entrance. 

Most gurus have their clients journey end the moment they send them the money, they join a facebook group - have overseas VA;s moderate it and provide some old videos that get repurposed.

Those who are new and thinking they are creative typically get crushed as they are gambling not investing. Real estate for the last four years was betting on red or black but the ball was fixed to win as it was nearly impossible to lose. Today is very different as it is all about the management (and not appreciation) compared to past where management could suck but you still had superior apprecation.

This will not crash housing of course but all those "creative" deals where people are paying more than market value are going to realize they have no exit.