@Mary Mitchell in CA you can ask that the ashes be split between several people or made into diamonds or other jewelry or placed in a locket or whatever you want. 

Appraisers come in all types business, real estate, notes, jewelry, etc. most appraisers don’t want to lose their license and will do a professional job and are willing to defend it in court if necessary.  

I ask sellers of many other things such as jewelry, yard sales, or estate sales, if they know of any properties for sale. 

One of my very close friends owns a couple of jewelry stores and I paid wholesale for the stone. 

Then, there are folks from India who were engineers and jewelry store owners and started investing their money. 

Hi Brian,I am a COO of a Diamond Jewelry Company in NYC.

Buy your wife flowers weekly, jewelry weekly, hope she loves you a lot and get very used to 'i told you so..'. 

Last thing you want is to think the tenant is gone and they come back and say you did not go thru the whole process and they had “jewelry” in the premises and now it’s gone and you did not have legal posssesion.

.- Personal Articles: Coverage for belongings that have a special or collectors value   such as Jewelry, Furs, Fine Arts, Collectibles, etc...Your age should not be a factor on the pricing but, depending on the company these other factors may get you credits:- Insurance Score (company pulls certain info out of your credit report)     It is not your credit score but generally better credit will result in a better score- Time at your job- Education level- time at current residence- Claim history

This could include land, a car, a boat, jewelry or valuable collectibles.