Check with local governments for their economic plans.)Job Growth: Prioritize areas with a minimum of 2% employment growth YoY for the past two decades.

1 Year tax returns is doable if you have been self employed for the last 5 years on a conventional loan.

He initially said that because they were husband's wife he did not have to fill out an application and then I told him that all rental agencies in our town make them do it he grudgingly did it, but he's not said anything about his employment history and he has no current income

I am self employed and try to minimize my W2 income. 

Self employed buy cheap, rehab and rentI think I'll eventually retire a little early from my W2 and go into real estate even more - this way my time is freed up and it'd be more of a fun job as opposed to a somewhat stressful side hustle 

Property values in Austin have risen steadily over the past decade, and the city's employment growth and low housing supply continue to drive up prices.

Everyone has a different perception on the different asset classes.Just depends on how you where born and bread 🤷🏻Someone living in Beverly Hills would call my "B class" a "Z Class" lolI consider B class in Toledo to be as follows:1) Good infrastructure supporting home owner and tenant demand (Schools, colleges, hospitals, medical centers, larger employers, etc...)2) Employed tenants that are sophisticated enough to pay rent online.3) Well kept yards, no bordered up homes, pride of ownership in the community.4) Mix of home owners and investor owned (Leaning more toward home owners)5) Lower crime rates and some upside potential from an appreciation standpoint.6) Entry sub $100,000 with 8-10% net returns on cash investments.Every market has different numbers and cashflow expectations Much success

Historically, such declines have served as leading indicators of an impending recession as employers tend to shy away from layoffs initially, opting instead to reduce hours, making this decline a significant red flag for the economy.Adding to the concerns is the fact that 639 U.S. corporations filed for bankruptcy in 2023.

Rollover from your old employer 401k into self-directed Solo 401k is not a taxable event and wont' affect your taxes.

@Ben FrenchYou can find more expensive notes in major cities but two things typically occur with these types of assets.First is you will pay more the note and second is the borrower is significantly more sophisticated and will also employ a legal team and fight you tooth and nail to keep the property if it does have value.