Are there any lenders who do first home loans with only one year of tax returns?

[Alex Ng]

Hi im looking to house hack a primary residence. However I only have 1 year of tax returns. I have my other year but I barely made any money. I'm wondering if there are any lenders that would still allow 1 year tax returns. Im looking to get in at 3% down on a fixer 2-4 unit, do rehab and increase 20% equity to remove PMI. I also own other investment properties but I have not been a landlord for 2 years yet. Can I still count it as income?