It is very important, no matter the investment vehicle, to do thorough due diligence, ask for track records, know the risks, make sure there is a great deal of transparency and excellent communication with any Sponsor. 

The wealth builder should be agnostic about property; the BEST investment is the one that brings them closer to their wealth building goal the fastest. 

When I say "quality" i mean the quality of the neighborhood, and not necessarily the property.For example I am looking at a property that is being short listed for 20k fully renovated (zillow estimate is 35k) but it's in a depressed area with a few rowhouses boarded up around it, but there is an existing tenant there and the rent, cap rate, and cash flow look excellent on paper.

It's also a good idea to have a third party, such as a realtor, visit the property to ensure the work is being done diligently and on time.I have an excellent contact for work in North Texas.

This year, I'll make closer to $175,000 thanks to some opportunities for overtime, but they're not consistent or guaranteed so I don't want to consider that as regular income.I am very fortunate to have an excellent pension that will allow me to retire as early as 39 years old ($58k/yr) with it growing exponentially every year ($400k/yr at age 65 - which I do not intend to work until).

Hi @William StricklandIn my opinion, the best mortgage calculator is the one you create yourself in excel (or google sheets). 

A beautiful excel tool would help a lot (along with #s from a CPA) Where / how can I get my hot hands on something like this?

@Samantha FedorGet in touch with Samantha for excellent PM services in Cincinnati

Keep excellent records and don’t fudge & certainly: Know What You Are Doing.

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