Kris has mostly just hired other experts to deal with the day-to-day tasks so he can focus more on the high level stuff, which may be why he will have a larger net worth than Phil.If I had to pick who I would give my money to as an investor I would pick Kris 100%.

On larger loan amounts saving .5-.75% might be a solid deal.

And have to work with larger numbers than you think.

I have found myself defaulting toward larger, national banks/brokerages because of their resources, product offerings, and potential.  

Happy to make an intro to the CS Outsource answering service team that does our late-night support.They help with 24/7 emergency support, overnight coverage, troubleshooting issues, dispatching approved vendors & local staff, tracking and managing maintenance work orders, and other back-office tasks.

I agree Don and in my earlier days in Northern CA brokerage activity it was common for listing agent to take less than selling agent.. when I moved North to OR WA it was the opposite listing agent would take a larger cut and they would justify it saying they did that because they had to pay for advertising and marketing etc..

Better return vs risk. compared to the larger more expensive property.

Or, as of now I don't see anything that would prevent an option in which folks could take it a step further and move into their ADU, if they're willing to make a larger sacrifice, and rent out their main property as the STR.

You paid someone to do their job and they weren't up to the task and won't take responsibility.

My partner and I put in equity 50/50 and got hard money financing in the beginning to put less down, and then we either refinanced or 1031 exchanged into larger assets.