Fund that flip is smaller, but also less investors, so at least the deals are not funded in just a few seconds.Both platforms suffer from some of the problems that pretty much all of the hard money loan platforms do: not enough volume for someone wanting to maintain a large portfolio, not enough conservative 65% LTV loans, too may loans and judicial only states (where it's extremely expensive and time-consuming if you need to foreclose which can cause losses), and single note risk (i.e not diversified).

First timer here. 

I wouldn’t have a problem buying a property in my target market next to a cemetery as they are all well maintained and fairly low key.

SF houses are easier to maintain, have greater appreciation rates, and appeal to a bigger buyer market.

(B) They will maintain their occupancy for at least one year.

Are you a full time real estate investor?

These systems help ensure that essential items like toiletries, linens, kitchen supplies, and cleaning materials are adequately stocked and maintained.

Howdy @Adam BearupI maintain my reserves in a credit union CD.  

New York City allows members of the public to have roommates in both single-family homes and in apartments, provided that these roommates maintain what is known as a 'common household,' meaning they share the livable space of the dwelling unit," Under the NYC Administrative Code, no more than three unrelated roommates can occupy a dwelling unit and maintain a common household, which means you can take on one or two roommates.

Regarding your options, both have their unique benefits, and your decision might come down to your personal goals and comfort with managing properties.Continuing to House Hack: Staying in your current home and purchasing another single family or duplex to rent out can be a great way to expand your portfolio while maintaining the comfortable cash flow you’re accustomed to.