Quote from @LaDonna Davidson: You can deny them because you don't like their friends, for having a tear facial tattoo, color of their hair, etc.

I know it sounds like I'm splitting hairs but some banks write HELOCs in their residential department....which won't write Investment Properties.

My business partner owns a very successful/lucrative hair salon in Minnesota.

From the time it goes empty until the tenant moves in needs to be managed like your hair is on fire!   

I have this tenant who called us for her bath tube being clogged up and found out that it was because of the tenant who clogged it up with her hair when showering.

Our borrowers have also had some hair-raising issues with wire fraud, though unrelated to deals we’ve done with them.

Iime sand and horse hair).So long story short, I bought a money pit that I had to gut to the studs and bricks and redo every aspect of the house.

Track blood and hair into the home.

Now remember, no one gives a poop that you have amazing hair, are 3x world champion squirrel hunter and that your pet iguana is called Nigel. 

If you don't feel cracks in your subfloor (assuming you have a slab foundation) or rolls and breaks in your stemwall (assuming pier-and-beam foundation) then it is unlikely to be a hair-on-fire issue.