I am clearly concerned with inadvertently committing any type of mortgage fraud, but also don't want an empty unit that can be generating cash flow for me when I am away.2: Would it be wiser to get a few fix and flips under my belt via HML/Private Lenders to build liquid funds and then use that to start investing in multi-family rentals via Brrrr3: Lastly, do many of you use HML for your initial purchase of a Brrrr property?

Investors who are going to give you large sums of money to invest beyond maybe the down payment on a 2-4 unit multi family will want to know that you’ve got some years of experience under your belt and some skin in the game.

Once you have a significant amount of research under your belt, think about the following:1.

After 4-5 years you'll have 2-3 deals under your belt and a nice launching pad

Is it possible to expense a lawn mower (new), leaf blower (used, purchased on Facebook marketplace) and snow blower (used, purchased on marketplace) or do I need to capitalize them?

I suggest learn get a few under your belt, ( flip the contract ) then look for a partner 

Maybe with remote working, there might be more interest in these places, but maybe not unless there are other attractive reasons to move there besides its cheapness. thats about my read on most of the rural rust belt.. 

I am pretty green with just one deal under my belt.

Purchase price is just over 5M, we will be getting a 5.5% CoC from a stable asset in a great sun belt location.

Can anyone recommend a good portfolio lender, small bank, or other lending institution that will work with investors with experience, good credit, and good cash flowing properties under belt?