Having a solid team around you like agent, lender etc.

No evidence of wrong doing but the landlord is currently in court processes for medical bills , ptsd , and a list of of things . 

Once you've established a solid team of property managers, contractors and lenders, you'll be well-prepared to take on more complex strategies like BRRRR.

It’s a solid way to keep revenue steady while staying within the rules!

But I’m still looking for answers to my questions with supporting evidence IF it’s a criminal offense (likely mortgage fraud) but also could there be further investigation of this bank by the FEDs or? 

There are tons of threads on BP where some newbie investor came after HoltonWise and I go in there and explain my case using facts, data and evidence.

And if you’re looking into rentals, Coloma is a solid choice for both short-term and mid-term rentals (think 3-6 month leases).

If you're getting back into the lending game for long-term hold investors, a realistic “ideal” loan might look like this:Rates: Somewhere around 6-8% interest, depending on the risk profile of the borrower and the property.LTV: 70-80% LTV is solid, especially if you're aiming for lower risk.Term: 5-10 years works for LTR investors who want stability.Fees: Reasonable origination fee (1-2%) is expected, but avoid nickel-and-diming borrowers with hidden fees.Prepayment: A soft prepayment penalty could be fair if paid off in the first couple of years, but after that, no penalties.Speed: Being able to close quickly (within a couple of weeks) would be a huge plus.In short, give investors a competitive rate, decent terms, and flexibility on prepayment, and you’re golden.

The property had good bones and a solid structure, making it a great candidate for renovations that could increase its value.

@Leo Szac those are both solid Neighborhoods, pushing Class B status.