Quote from @Danielle Levy: Lesson learned: provide the full story up front and you'll get better advice.If you feel there's a case, put together all the evidence.

Currently still favor the house rental for MTR and long term strategy in ABQ, but I don't think you generate any solid cash flow unless you can get a turnkey 2BR for under $250K.

However, there are multiple documents that emphasize that all 1245 property determinations must be factual and supported by corroborating evidence.

It sounds like the tenant has solid evidence their check or auto payment was received by the wrong party.  

When you posted your review, we assessed the unit to see if there was evidence of mold, urine or any other health hazard.

No, I've not invested with SCDC, and it's not likely I will without evidence they can do / have done what they've claimed on their web site.

I came across some critical information today that I think is important to share with you:In the aftermath of the LA fires, it has become evident that some homeowners’ insurance claims have been denied or disputed because the property title was held in a trust, but the insurance policy was under the individual homeowner’s name.This serves as a valuable reminder to review your insurance policies and ensure that the ownership structure on your property title matches the named insured on their policy.

See the fact that mortgage rates are up about 1% from Oct when the fed started to cut the fed funds overnight rate as evidence. 

(Michigan, Indiana, Texas)  They know exactly what to say and what evidence to present.

Even with some people I believe are honest, I simply believe most do not properly analyze and manage risk, as is evident with nearly every syndication doing capital calls right now because they didnt properly plan for rising rates.Dave Van Horn however, along with his company PPR one of the few people I trust in the real estate space.