We are now using a different software for accounting expenses and payment processing (ach, credit cards).

So...I had someone set up a system to track potential renters, I worked with my bank to have ACH (my bank withdraws my tenant's rent from their account directly), I worked with my maintenance guy to handle work requests.

Cozy.co is free for the tenant if using ACH transfer.

My PM has informed me that NY does not allow a B2B ACH deposit so he would have to bank wire our rent checks every month, which incurs a cost.

Much faster than the permit path, but still paperwork and head ache, so be sure you know how you wanna handle it.I work in San Bernardino County dealing with stuff like this all of the time for our clients.

What if it isn't a crash but an achingly long plateau?

It works almost like a Ach.

Once you establish the "muscle memory" you can pick different one-hour blocks and test for efficacy.Hope this helps.

Cozy and lease runner and options for helping screen tenants and collect ACH payments. 

It will save you potential head aches down the road.