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I wish I could tag you both for replying but I'm on my phone at the gym currently so I'll do it when I get home, but thank you both for the response and that will be the first thing I search when I get to my laptop! 

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In my area this means approx $155-170k “price tag”.-3% down would be around $4,500 down payment-$14,000 savings for 12 months mtg pymt expense used as needed to get the ball rolling-The properties I look at probably need $2000-$4000 in renovation expense-Estimated insurance would be around $120/mo and taxes around $250/mo which is included in the monthly total I came up with: $1166 roughly.

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@Sean Morrisey I didn't forget you, I forgot to tag your name!

Here are some recommendations for you:Find and connect with other BP members that are in your area: http://www.biggerpockets.com/meetSet up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/alertsRead Beginner’s Guide: http://www.biggerpockets.com/real-estate-investingCheck out BP Podcasts: http://www.biggerpockets.com/renewsblog/category/podcast/If you wish to tag someone in the conversation on the forum, type @ followed by their name and then select the name of that person which should appear below the comments box.

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I tried tagging him but it does not appear to work.