Hello there.I’m Eric, I’m 31, and ready for a career change.My career background is as follows: - IT support - Apple Consultant (9 years, current job) - Network infrastructure design and deployment (2 years) - Video production - informercials, commercials, music videos, & real estate video w/ drones (shooting, editing, etc) (5 years) - Photography assistant for well-known photographer (5 years) - Front-end web developer (5 years as job, more for my own businesses)I’ve started up and have run 3 businesses (and many more failed ventures) in these various fields, with varying successes over the years.I’ve done a lot of the following for my own companies:-branding and marketing - logo design - web development - SaaS application research and optimized workflow integration - video production (use to have $45k worth of gear) - sales and invoicing - referral networking (member of some groups for 4 years) - administrative duties / bookkeepingI’m use to doing the sales, project work, and invoicing for a multitude of clients.

This can happen, but you really need to compare apples with apples.Look at the comps in the neighborhood.

Successful companies do not diversify their income, such as; apple, their major income generated by technology and i phone.

If you're on an Apple iPhone, then you'll want to do the above google voice option. 

Apple, Facebook, Microsoft and many other companies are moving in and giving people a lot of hope for the future.

.- LTARV or loan-to-value: This is simply the total loan amount divided by the after-repair value of the property (what the property is worth following the completed renovation), or total loan amount/after-repair value.Interest rate:Generally 8-13% within the HML space.Beyond just the interest rate, it will be more helpful to compare the total cost of capital between lenders.The total cost of capital includes other costs like origination points and fees, so that you can get a true apples-to-apples comparison amongst lenders.Security:Most HMLs put a 1st lien on the subject property and stipulate that they must be the "1st and only" lien.

@Renee D SmithMotion activated sprinkler system filled with Apple juice.

@Patrik Fougere That is a fair question as to what are the Pro's and Con's of SFH vs MFH investing, but understand that question is like asking what are the pro's and con's of a car vs truck, apple vs pineapple, coke vs ......

Hi Jonathan, I would maybe suggest to get at least 1-2 more quotes in order to see if the price you are currently being quoted is reasonable & a fair price.Make sure all contractors are bidding apples to apples (same scope & same/ similar materials).Regarding the gutters, I would actually ask for a second or third opinion from contractors in order to get an idea of when the gutters will next need to be replaced.

The reason so much due diligence and audits are required is because of the fear of impropriety by the few bad apples.