Use this as an opportunity to flex your deal-structuring muscles.

Always ask if your title company has electronic deposit (EFT or ACH).  

Not saying you should do this as I don't know enough about your situation, the property,  but you can look into a Ch 13 as a means to keep if you are the owner and borrower.

I just have my tenants pay through an ACH transfer to my account.

But just as stock investors should know their risk tolerance, landlords need to know what tenant population they can work with ...another risk-reward balance act, take on more than you can stomach and you get a long term tummy ache.

Now I don't have a lot to offer but I do have time, truck and muscles.

They have some side services if you want/need them but the basic ACH is free.

I started with Rentigo, but I had some issues with them and they charge fees for normal ACH transfers. 

I like that I can up charge the 3rd party's service for ACH and credit card payments If I choose too. 

Starting out you need the leverage, you need to get someshere, $60k (one and done) no good, not enough diversity to keep your momentum on track  - need to dig deep and need to take the plunge -The first one was the toughest one for me, then I figured out the rest of the marketplace and dynamic, now this is muscle memory and I enjoy replicating the success over and over again, not only for self but for many others.