I am contemplating paying cash for my first property, to lighten the stress of ownership while learning the ropes.

Yes, it's not stated income/ high LTV loans from the mid-2000's, but our nation will always follow the political headache of having increased legislation and lender contraction and conservativism when things go south, and then lighten up or add steriods to make it easier when everyone decides they don't like getting TD for loans.

It lightened up the conversation because it was something that everyone shared in rather than just one side asking questions and the other side just giving answers.

Sorry I was hoping a small amount of humour would lighten up the mood.

And grow a sense of humor and lighten up Francis. 

Get a clue .Calm down and Lighten up Kelly .

@Quinyana Mosley I'd suggest offering something of value for them ... volunteer to run errands for them or something that would be a help to them to get things done or lighten their load or bring them business. :) Otherwise they have to stop working to mentor you.

Just my opinion...probably why I can't find properties anywhere...maybe I need to lighten my numbers, lol.

Probably a branch fell on the line, but could've been a lightening (less likely).An electrician said that I'd spend $1,100 to restore power (based on pictures, he didn't go to the site). $2,000 if the problem was more serious, but he didn't think the wiring at the whole house was shot.So, $1,100 to restore power + $1,000 earnest deposit to HUD only to make sure there were no other unknown issues.

Lighten up.