First Property, Cash or Finance?

[Quintin Richard]

Hello, I am a first time investor, in a small market. My target is a 30k to 50k buy and hold property for long term income. I am contemplating paying cash for my first property, to lighten the stress of ownership while learning the ropes. However, the lure of multiple financed units, using cash for down payments would produce slightly higher returns. (Higher Risk/Higher Reword). My Naivety tells me to go slow and safe. Can this be contributed to the "FEAR FACTOR"  or does it sound like good strategy to purchase the property outright?