I am looking in Smyrna, GA area and I am more inclined to upgrade them as I will remodeling entire kitchen and hence do not want any trouble with load on the circuits.

So, even though I haven't done a HUD deal in a year, I am inclined to believe that what she says has and has always been true at least since 2011. 

Every day for weeksI'm not recommending this for anyone, but I would stop at obviously abandoned properties that had potential and wander around, looking in windows and sometimes going into the house - through an 'unlocked' rear door of course :-)Sometimes the windows are boarded up and you cannot get a view of the inside....then it's just your knowledge and your gut once again.Go to the County and look up the owner....send them a nice letter....even make a dollar offer if you feel so inclined. 1 in 10 might respond.This is the way to find deals with a lot of equity potential IMHO. 

I can understand the inclination, albeit misguided.

And buying power will change.rates go down inventory for sure will go up.. those that have been squatting on the current mortgages will now be more inclined to go ahead and sell .. and take on a new mortgage,, I know personally my wife wanted to move but I was not going to retire a 3 % mortgage and take on a 7%.

I also had a condo in Incline that I rented out, so I could retire in 2018 just on the rents. 

We are going to Incline Village this weekend for a wedding in the family.  

So here is a partial list of people who might be more inclined to listen to your offer of a cash discount, or some type of vendor financing:Financially Distressed HomeownersThese are people who may be facing financial hardships such as foreclosure or debt.

He has his preferred vendors, but you can continue to use your own brokerage with no connection to him if you are so inclined. 

If someone is working with a lower balance of funds like I am, than I'm more likely to prefer cashflow so that I can continue to afford the property as well as my life style.If I had some disposable income that was in excess of what I need to live on, than I'm more inclined to look forward towards appreciation because I would have enough wealth to take the hit now for the bigger payment in the future.