Aside from running out of breath and time, I failed miserably to hit many of the techniques.

I sincerely feel like if you plan ahead and have enough reserves, then what could be the most miserable experience for another investor might just not be as bad for you.

I live here and tried to invest with a condo in Milpitas and a townhouse in Gilroy and failed miserably.

It's unfortunate that most people would rather settle and be miserable than challenge the unknowns and become exceptional. 

Pay it off as soon as possible while you investigate real estate investing and come to solid, reasoned decisions about your business plan going forward.Your miserly new home won't be comfortable, it won't be nice, if won't be your castle, your wife will not appreciate nesting in it, but you will have a roof over your head, and that roof will be paid off.

Or... see who is willing to make the other persons life more miserable first.

Some potential renters are still feeling the after effects from that miserable time.

Hiring a bad contractor will make your life miserable and very stressful if you are funding/managing the project from a distance.

I have failed miserably trying to work with the short sale listing agents directly..

Leaking kithen faucets days without heat, toilets that overflow you’ll both be miserable till the code Dept comes and says the house is unlivable.