I am not suggesting this is the only issue but I have seen some listings in the area with horrible photos online which usually is the first impression.

I was under the impression I would be able to purchase a 4 family as an owner occupied with only 5% down.

Impressive, motivational and nice work!!

And yes it is Danny and he was impressive on the phone and seemed experienced but I wanted to double check.ThanksErick

At the same time I've been impressed with another guy about 15 years older with more experience.  

(note this is my 10 seconds opinion after looking at the map... note.. do not take it forgranted.. i maybe wrong... since I am personally not familiar with this area, but rule of thumb... is... typically the first impression is right... think of Hurricanes....)In regards to figuring out which property has good appreciation and all that jazz... just hit up loopnet analyze bunch of listings and you will get the gist of it... or feel free to check out my blog.. to see how newbie like me navigates the waters within the first 2 months and 8 days in the journey of commercial real estate...  

What I did for our last two purchases that consisted of 4 duplexs and 1 fourplex in two different deals was send a copy from the BP Rental Calculator (Lender said he was VERY impressed) along with a personal 'bio' on both myself and two partners.

This is where you make your first impression.

In the beginning, you want to move from a conservative account testing the number of impressions on keywords, CPA, CPC, ad copy, etc...

I'm not sure if I 100% agree with that statement as I'm under the impression some servicers still use hubzu in certain states for short sales, but I do agree that most are bank owned for sure.