Because of how the California market is, my partner and I have been focusing on investing in emerging markets where you can still cash flow with very minimal capital.

Besides he needs a 6 month emergency fund for himself and 6 months for each rental property.

everyone is saying it's a buyer's marketFeds cut interest rates 3/4 points today in an emergency move to help the economy.I'm even considering jumping into a deal or two soon to try and take advantage of this!

It's nice to have a roommate to help pay for things, but I don't want to be irresponsible with my finances and be dependant on a roommate in case some kind of emergency ever came up.A lot of the homes online that I have looked at list estimated monthly mortgage payments of ~950/mo.

Personally, I always like to have emergency fund, never know what might happen.

I guess there was some electrical issues in the garage that I had no idea about, plus the A/C didn't have a "emergency turn off" or something like that on it.

Having maintenance people that are loyal to you and will answer a emergency at 9PM on a Saturday night.

Emerging Real Estate Markets, ny David Lindahl.

Eventually one or two names will emerge.

Emerging Markets, U.S Stocks, Commmodities, Currency, Hedge Funds, etc.What type of returns do you get from each of these investment vehicles?