The Anti-Eviction Act, N.J.S.A. 2A:18-61.1, and the Summary Dispossession Act, N.J.S.A. 2A:18- 53, provide the following grounds for the removal of tenants that may constitute emergent circumstances justifying an LT trial:• Disorderly tenant (N.J.S.A. 2A:18-53(c) or 2A:18-61.1(b));• Willful or gross negligent damage to premises (N.J.S.A. 2A:18-53(c) or2A:18-61.1(c));• Abating housing or health code violations (landlord seeks to permanently board up or demolish premises because cited by authorities/inspectors for substantial health and safety of tenants) (N.J.S.A. 2A:18-61.1(g));• Occupancy as consideration of employment (N.J.S.A. 2A:18-61.1(m));• Offenses under comprehensive drug act (N.J.S.A. 2A:18-61.1(n));• Assaults or threats against landlord or certain other persons ((N.J.S.A. 2A:18-61.1(o));• Eviction for civil violations (tenant found by preponderance of evidence that theft of property, assault, terroristic threats against landlord or member of their family, employee of landlord’s, etc.)

The tenants are exhibiting a pattern of under-communicating; this is not negligence on my part. 

This should cover you provided you are not negligent.  

Since I'm exceedingly selective upfront because I intend to hold all my stocks indefinitely my losses have been very few and far between.3) All the capital appreciation on my stocks will be wiped out in my estate so my lifetime taxes paid will be negligible.4) A Roth works too, however I don't qualify and conversion of my regular IRA would be tax cost prohibitive.5) All my current and future cash needs are funded from RE portfolio and work.

I ignored this request yesterday because frankly it was unfair, she treats the other house mates differently and allows them to be negligent but for whatever reason she puts pressure on me.

Worrying about a slight increase in your interest rate is pretty negligible at this point in my opinion.  

What is negligible as for foundations and roofs. 

Pet caused damage is almost always the fault of negligent owners, not inherent to the animals.So, screen your applicants to prove to you that they are responsible and diligent pet owners.Petscreening.com helps and is a good start, but I disagree a bit with how their algorithm "thinks".Look out for things like out of date vaccinations, or a lack of medical records.

If you aren't negligent you should be okay, just beef up your liability insurance. 

The legal guardians/parents' policy on a negligent supervision theory.