The reason they do not allow 100% of the rental income is because they assume 25% will get eaten up with maintenance, repairs, management, etc (they are effectively accounting for your properties operating expenses) With that said, they place a cap on the qualifying rental income at your PITIA (principal, interest, taxes, insurance, association fees).

Once you have those nailed down, it becomes easier to target specific markets. 

Cap on 3 in a rolling 12-month period. 

so cost me 2500.00 to replace repair and attorney fees. and we will never buy off the shelf plumbing from Home depost unless its state approved.. we buy very few items actually from home depot.Although my supply house right now cant get liquid nails for framing and I made run to our home depot and bought every box of liquid nails they had enough to do about 10 of the next 30 homes i am building thats how crazy things have gotten on the supply chain issues.

@James Mc Ree You nailed it!

The problem is the top tenet has become unruly and needs to be evicted, the houses were renting for 850 each and i am not knowledgeable in evictions. but if this gets me into the game ill fight tooth and nail to get this property if its worth it!

Cosign what Joe said....nail on the head.

Don't hold the nail square on your chest for the judge to hang you on the courthouse wall and make an example of you.

Welcome to Atlanta Matthew, @Brenden Mitchum hit the nail on the head, he has a lot of experience in the ATL market and takes the time out to educate people.

Howdy @Rick Edenkrans,You've pretty much nailed it!