No it just doesn't work in CA 99% of the time especially in the population centers. 

Embrace the fact that the baby will be the center of your world.

OP could take a 1 page PSA from the BP file center, add a blurb about the $15k gift of equity and be good to go.The heartwarming part of this thread is that mother-in-law is actually moving out.

His clients include owners, developers, purchasers, borrowers, lenders, property managers, landlords and tenants of commercial properties, strip malls, shopping centers, restaurants, office buildings, apartment buildings, hotels, senior housing and assisted living facilities, condominiums, cooperatives, resort conversions, golf courses, and residential developments.

Really hurts your exit value when you go to sell the center as maybe only 2 years left on the lease for that tenant.

Hunter Hills, Center Hill, Grove Park all seem to be slowly trending up.

I also use their call center which answers all of my incoming calls, rent units, handle payments, and move in’s/outs.

If there's a college near by or convention center or something.

One of the call center people at one of the big internet lenders you're familiar with quoted a rate shopper with <700 FICO 3.75% at no points the other day.

And we just like real estate...We live in the center of the Adirondacks in Northern NY, a beautiful but slightly economically depressed area.