For me, even a 7% rate on my primary home would not want me to pay it off.

Costs ran significantly over on both of these items and not being in the area it was not possible for me to add my experience in renovations to lowering them. 

Hello Team,I am  looking at my outstanding credit card debt which is at ~25k would it make sense for me to consolidate this debt to a lower interest loan? 

For simplicity, consider forming separate LLCs in each state for properties, using a revocable living trust for probate avoidance, and securing umbrella insurance.

Estates, probate, REO and burnt-out landlords have been very profitable for me. 

Please keep those posts in the Classifieds forum.Need a spreadsheet or form?

Like i got a recip to Mississippi for my CA / OR Brokers licenses and it was a whopping 13 question test I never figured out how they came up with thirteen questions its was almost like for me taking a drivers license test took me 5 minutes..

You can spend as little as $100 to form an LLC, or you could use an attorney and spend $1,000 or more.

Being new to this process, it seems a regular referral form won't work.

Quote from @Gary Bonds: Any best practices when attempting to secure business funding from a bank, in the form of a loan or credit?