The wetter the location, the higher the concentration of clay needs to be to divert the water from draining straight down the footer walls & causing damage.

My advice would be to first time buy and hold as well as flippers to maybe concentrate on areas like Roy or Sunset which may be priced comparatively but draw a different demographic.  

@jacobHi JacobI like to use loop net for multi family properties to see who the brokers are in the market and to get a general idea of value and what type of inventory is on the market.What type of assets are you concentrating on.These are some sites you can use for demographics:http://www.localmarketmonitor.comhttp://best-cities.org/bestcities.taf?

You don't want to have different loans coming due where you must go ask for renewals or new loans in much larger amounts to consolidate debt, it can be easier for a lender to say no.Lastly, yes, lastly, another aspect of debt held by mortals is debt concentration, mentioned this a few times lately about that infinite financing with BRRRR, it's not infinite, not with conventional financing.You can reread the above, pick out more detail, but all of this plays on loan concentrations, too much money loaned to one borrower or another side for lenders, too much concentration in the types of loans made.

To reiterate, 1) education is the key. reading books (I have a whole library. need a link, PM me) and listening to podcast is as important as actually doing it as well as networking with other investors in your/your friend area of interest. real estate investing entails tons of niches, so finding the one (or several) that suit your and your friend's interests and goals is your primary objective and then concentrating on learning in detail about it.2) diversification is a must. just like the old saying goes, don't put all eggs in one basket, especially since it's new to her. this entails, potentially splitting the funds between RE and the stock market (like mutual funds, etf's. consider using some robo advisers).Good luck!

As much as I enjoy learning about real estate, it has me interested in earning a B.S. degree in Finance with a Real Estate concentration.

From what I understand, the probate process usually takes a year and the foreclosure process usually takes 6 months.As my new strategy, I’d prefer to concentrate on these lists.

If rents drop catastrophically you have a long way to adjust them if you own free and clear.But you are also getting the benefit of leverage on the other property.And best of all you are setting the stage for future growth by concentrating equity. 

You can look around in the world, Chile, Lebanon, France, Hong Kong - whenever wealth concentrates too much, dumpsters burn.

- in most cases, as a new investor you should concentrate on accumulating the wealth worth protecting first and answer that question later.2.