A $24 per year increase, per $100k purchase price.2) The average year over year appreciation in San Diego for the past 30 years is ~6%, there will always be annual fluctuations, last year we did ~10%, but without a crystal ball, no one can say for certain.3) Your interest rate is only a starting point. every year the interest you pay will decrease, and the principal you pay will increase.

We are looking forward to with growing with you all over the next decade or so! 

This is your time to comb over the property and inspect everything that is important to you. 

I spoke with them over the phone a few times and they seem super pro about everything.

Is one better over the other or do you just get the data from the source directly (gov pages)?

The Contractor is wrongly blamed for job over-runs when it is usually the clients fault.

Yes I have known it to work because the owner is not a push over, enforces policy and can make it run good......however, do you have the right personality to do this, AND if you move out can you continue to have the house run smoothly with no one in charge.  

Three Months ago, low to mid 6's were available.Rates are going to continually fluctuate but if you have a way to earn 10+% on your capital, the TIME you are not using it is going to cost you way more than the extra .5% per year will.You are walking over dollars to save pennies if you are waiting for the perfect rate, half of the people who held out on getting mid 6's were waiting for high 5's.

It sounds like you are overly confident in your Excel spreadsheets..... 

waste of time utl is not reponsible.. turn it over to insurance