The reason I went for weight training is simply because he mentioned it, and seemed to be heading in that direction.

IMO I think most of what is happening now started in 92 when our government put into action the plan to remove 2.7% from the inflation rate so the government didn't have to pay out as much in SS and to employees in raises.It took 2 years to complete the reduction so by 94 the reduction was complete.

I have sufficient equity to justify the amount of the credit line, but the reduction was something that they are doing across the board in my area.

It's a small town so everyone knows everyone and thankfully my dad's name carries some weight at the bank.

Also, I have noticed that the tendency seems to be 5% reduction of asking price every two weeks.

Be very nice to this title agent, they are definitely worth their weight in gold.

Living below your means is like losing weight: it's uncomfortable and takes work.

I know dozens of trainers/weight lifters/distance runners, and none of them would ever think about eating like that.

The other side of the thing is that I also modified it for weight loss.....lol.

In my opinion that's the most important metric, return on invested capital.If you leverage your property to 100% with minimal or no cash flow you're pretty much banking on equity creation (debt reduction) or price appreciation.