I would love to learn from an experienced person like you as I want to grow my financial security.

Insurance liability, I personally know 2 families that lost their children in home pools.

Now the tenant may have a legitimate personal injury claim and more.3) "Citing Renters Insurance declined coverage"- So, tenant has Renters Insurance?

Its no different than a tiktok video on financial literacy gets not views but if its a person shaking their you know what or talking about spitting on something they become instantly famous...

Do you rely more on the deal itself or the person behind it?

During the slow season, do you personally focus on getting more rentals, focus more on family/personal life, or do you do something else?

It might because they don't want any random person just setup a property management software to make it look legit and using it to scam people (tenants)

What appears to be great "curb appeal" to one person might be overwhelming to another. 

HELOCs are generally provided to properties that are held in the owner's personal name.Are your family members not interested in refinancing the property?

I have other HELOCs that were much easier to get both personally and professionally.