My goal, over the next five years, is to utilize real estate in lieu of my current hourly consulting income, by building a portfolio of rentals.  

Quote from @Chris Seveney: Over the past quarter, I have seen around $1B in defaulted fix and flip loans - many of these from new lenders since 2020 and more of a "tech platform".As we all know, the intersection of tech and real estate investing has brought incredible innovation, especially in hard money lending.

The market has plenty of older properties that need renovation, a favorable refi environment, and is generally landlord friendly.That said, it's not all upside Cleveland has slower appreciation, harsh winters, and older homes that often require significant repairs.I sold over 50 value add deals last year and I can say that if you have even a "good" GC crew (doesn't have to superstars) you can raise and repeat this process all throughout the Westside and parts of East.

You indeed have to spend that much money.

We are looking forward to with growing with you all over the next decade or so! 

A $24 per year increase, per $100k purchase price.2) The average year over year appreciation in San Diego for the past 30 years is ~6%, there will always be annual fluctuations, last year we did ~10%, but without a crystal ball, no one can say for certain.3) Your interest rate is only a starting point. every year the interest you pay will decrease, and the principal you pay will increase.

This is your time to comb over the property and inspect everything that is important to you. 

I spoke with them over the phone a few times and they seem super pro about everything.

The Contractor is wrongly blamed for job over-runs when it is usually the clients fault.

Is one better over the other or do you just get the data from the source directly (gov pages)?